TERMS & CONDITIONS
Membership eligibility is required for all loan products and savings products. Additional restrictions may apply.
RBFCU Certificate Accounts are federally insured by NCUA. Additional restrictions may apply. Minimum initial deposit and minimum balance is $1,000. Penalty for early withdrawal may reduce earnings.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider. Transfers are limited to the available funds in your account. See the RBFCU Funds Availability Policy for details.
1For complete details, read the RBFCUsend User Agreement.
2Transfer recipients that are not RBFCU members must use a Mastercard- or Visa-branded debit card to accept any RBFCUsend transfers.
3Request money feature for use with other RBFCU members only.
Cash Advances and Balance Transfers may not exceed your available credit limit. The use of a Mastercard Cash Advance to transfer a balance will result in a Cash Advance Fee. Cash back rewards or points are not earned on Balance Transfers or Cash Advances. Credit cards subject to credit approval. Terms subject to change; other restrictions apply. Contact the Payment Services Department for complete details.
RBFCU Bill Pay® is a free service for members. An active RBFCU checking, debit or credit card is required to use the service. Restrictions may apply. For complete details, please read the RBFCU Bill Pay Terms of Service.
Auto loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.
Under Texas law, the maximum amount you can borrow with any Home Equity Loan or a HELOC is 80% of your home's appraised value. All RBFCU mortgage loans are available only on property in Texas. Home Equity Loans and HELOCs are available on your primary residence only. Loans subject to credit approval. Rates and terms are for illustrative purposes only and are subject to change without notice. Other restrictions apply. NMLS #583215
Your business must have a tax identification number in order to qualify for Guest User.
RBFCU employees, employees of its affiliates, volunteers and their immediate family members are not eligible for the Youth Ambassador Program. Ambassadors must become, or be current RBFCU members, before the program begins. Accounts for minors require additional ownership by a parent, guardian or other adult.
RBFCU Trust Services is a division of RBFCU Investments Group LLC. RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Trust services available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity and involve investment risks, including the possible loss of principal.
This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.
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