March 2025 RBFCU Member Newsletter

 
 
 

We Go Beyond Banking at RBFCU, and we can help you see green with savings in your financial life!

 
 

STAY CONNECTED WITH RBFCU ON SOCIAL MEDIA!

 
 
RBFCU on Facebook RBFCU on Instagram RBFCU on X formerly known as Twitter RBFCU on TikTok
 
 
 
Start your financial adventure with security and dividends that are just as rewarding as a four-leaf clover! Grow your savings with low risk with an RBFCU Certificate Account. With $1,000 to open an account, and terms from six months to seven years, you can watch your savings grow on your schedule with higher returns compared to a regular savings account.
 
GET HIGH-YIELD SAVINGS!
 
 
 
With RBFCU Insurance Agency, you can get an auto insurance quote in minutes! Plus, by preparing for these five common questions that auto agents may ask, the process may go even smoother. Take the hassle out of getting your next quote or policy review with our insights.
 
GET INSURANCE TIPS
 
 
 
With a quick tap of your smartphone or smartwatch, you can use your RBFCU Mastercard® debit, credit or business card to pay in your favorite stores. Add your RBFCU Mastercard to your mobile wallet for faster checkouts, convenience and layers of added security — your card details are never stored on your device or shared with merchants. Load your RBFCU Mastercard onto your device today with any of these trusted mobile wallets: Apple Pay®, Samsung Pay®, PayPal or Garmin Pay.
 
MAKE MOBILE PAYMENTS
 
 
 
Whether it’s new or used, find your next car with help from RBFCU. You can enjoy your savings this spring because our Preferred Dealers give you the opportunity to shop what’s available in your price range. You can find the best possible deal, and you can find a competitive rate. Plus, you may qualify for no payments for up to 60 days!1
 
FINANCE YOUR NEXT CAR
 
 
 
Make that large purchase you’ve been planning — a bright new spring wardrobe, something fun to enjoy in the warmer weather — and do it now with the RBFCU Premier Rate Mastercard. There’s no annual fee, and you won’t have the higher interest other cards charge. Get peace of mind with secure payments and enjoy all the exclusive benefits.2 Use your card or apply now!
 
SECURE A PREMIER RATE
 
 
 
With lower initial rates, RBFCU’s 5/5 Adjustable-Rate Mortgage (ARM) can help you save in the early years of the loan. Your interest rate and payment are locked for the first five years. After that, your interest rate and payment are subject to change (up or down) every five years for the remaining loan term. Refinance if rates go down, or sell at any time. With a minimum down payment of 5% and an initial low-interest rate, the 5/5 ARM offers a fresh perspective on home financing.
 
GO WITH A LOW RATE!
 
 
 
Every home is unique, with its own distinct charm, style and structure. However, in the complex Central Texas realty market, finding the right home to suit your needs can be challenging. To help you prepare for your journey, RBFCU’s preferred real estate partner, Kuper Sotheby’s International Realty, is offering tips and insights to finding the home you’ll love.
 
READ THE TIPS NOW!
 
 
 

To view important notices accompanying this month’s statements, visit rbfcu.org/inserts.

 
 

ANNUAL MEETING

The 73rd annual RBFCU Membership Meeting is scheduled for Tuesday, March 25, 2025 at noon CDT. You can attend the meeting at 1 IKEA-RBFCU Parkway, Live Oak, TX 78233. For complete event details, please visit rbfcu.org/annualmeeting.

 
 

 


 

TERMS & CONDITIONS

Membership eligibility required for all loan products and savings products. Additional restrictions may apply.

Deposits are federally insured by NCUA. Additional restrictions may apply. RBFCU Certificate Accounts minimum initial deposit and minimum balance is $1,000. Penalty for early withdrawal may reduce earnings.

Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.

Apple, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. 

Google Play, the Google Play logo and Android are trademarks of Google LLC.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with RBFCU.

RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider. 

RBFCU Mobile Wallet Agreement.

Auto loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.

160-day, no-payment option for qualified members only. Interest will accrue during the deferment period.

Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Contact the Consumer Lending Center for complete details.

2Exclusive offers available upon Premier Rate credit card activation.

Mortgage loans subject to credit approval and available only on property in Texas. Rates and terms subject to change without notice. Restrictions may apply. ARM Loans: Your interest rate can change in 60 months, and every 60 months thereafter beginning with payment number 61. NMLS# 583215

Kuper Realty Holding Company, LLC dba Kuper Sotheby’s International Realty is a subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).

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You received this email because you are an RBFCU member.

 
 

PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU and RBFCU employees will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and answers, multifactor authentication (MFA) codes, MFA recovery codes and one-time passcodes (OTP), or other personal information, like account, credit card, debit card or Social Security numbers. Also, RBFCU employees will never need to sign in to your Online Banking account on your behalf. If someone contacts you claiming to be an RBFCU employee and asks you to approve a sign-in request for them, do not respond.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance. Additionally, members should monitor their accounts regularly and report any suspicious transactions.

 
 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration (NCUA), a U.S.
 Government Agency.

Federally Insured by NCUA.
Membership Eligibility Required.

Equal Housing Lender

Equal Housing Lender.

© Randolph-Brooks Federal Credit Union 2025. RBFCU, P.O. Box 2097, Universal City, Texas 78148-2097.