TERMS & CONDITIONS
Membership eligibility is required for all loan products and savings products. Additional restrictions may apply.
1Minimum initial deposit and minimum balance for RBFCU Share Certificates is $1,000. Early withdrawal penalties will be imposed for early withdrawal. Deposits are federally insured by NCUA.
2For complete details, read the RBFCUsend User Agreement.
3Transfer recipients that are not RBFCU members must use a Mastercard— or Visa-branded debit card to accept any RBFCUsend transfers.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider. Transfers are limited to the available funds in your account. See the RBFCU Funds Availability Policy for details.
Cash Advances and Balance Transfers may not exceed your available credit limit. The use of a Mastercard Cash Advance to transfer a balance will result in a Cash Advance Fee. Cash back rewards or points are not earned on Balance Transfers or Cash Advances. Terms subject to change; other restrictions apply. Contact the Payment Services Department for complete details.
RBFCU Bill Pay® is a free service for members. An active RBFCU checking, debit or credit card is required to use the service. Restrictions may apply. For complete details, please read the RBFCU Bill Pay Terms of Service.
Loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Payment examples for Holiday Loan: 12 equal payments of $88.00 for a $1,000 loan at 7.70% APR; 12 equal payments of $92.00 for a $1,000 loan at 16.00% APR. Maximum loan amount $5,000. Some restrictions may apply. For more details, contact our Consumer Lending Center. Holiday Loan offer valid through Dec. 31, 2024. Vehicle loans are subject to credit approval and rates are subject to change. Contact our Consumer Lending Center for more details.
Vehicle loans are subject to credit approval and rates are subject to change. Contact our Consumer Lending Center for more details.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. ODDS OF WINNING DEPENDENT ON NUMBER OF ENTRIES.
Sweepstakes begins at 12:00:01 AM Central Daylight Time (CDT) on Nov. 1, 2024 and ends 11:59:59 PM Central Standard Time (CST) on Dec. 27, 2024. The RBFCU 2024 Brighten Your Holidays Sweepstakes is only offered in Texas and entrants must be legal U.S. residents, 18 years of age or older as of Dec. 27, 2024, excluding residents of Florida, New York, Rhode Island, D.C., Puerto Rico and where otherwise prohibited. To enter without purchase or obligation: print name, complete address, phone, and date of birth on a plain 3” x 5” index card; mail it in a sealed, stamped and hand-printed #10 envelope to: RBFCU, ATTN: Payment Services – RBFCU 2024 Brighten Your Holidays Sweepstakes, P.O. Box 2097, Universal City, Texas 78148. No more than one (1) entry per 3” x 5” card permitted. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. All mailed entries must be postmarked by Dec. 27, 2024 and received by Jan. 3, 2025. Mastercard is not affiliated with, and neither endorses nor sponsors the RBFCU 2024 Brighten Your Holidays Sweepstakes. For Official Rules, visit rbfcu.org/sweeps.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Credit cards subject to credit approval.
Mortgage loans available only on property in Texas. Subject to credit approval. Rate and term dependent upon lien position and other factors and subject to change. Restrictions may apply. Home equity loans and HELOCs available on primary residence only. Under Texas law, the maximum amount you can borrow with any home equity loan or HELOC is 80% of your home's appraised value. NMLS# 583215.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
4Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Ameriprise Financial is not affiliated with the financial institution.
Ameriprise Financial cannot guarantee future financial results.
RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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