September 2024 Member Newsletter | RBFCU

When it’s the coming of a new fall season, make it count and grow your finances with RBFCU!

RBFCU will be closed Monday, Oct. 14 for the Columbus Day federal holiday and also on Monday, Nov. 11 as we honor Veterans Day. You can access your accounts anytime day or night through Online Banking or the RBFCU Mobile^® app and conduct transactions at RBFCU ATMs.

STAY CONNECTED WITH RBFCU ON SOCIAL MEDIA!

Fall for savings with RBFCU Money Market accounts

Harvest savings this September with RBFCU Money Market accounts! Enjoy competitive rates and easy access to your funds while keeping your money secure. It’s the perfect way to grow your savings with flexibility and peace of mind. Start earning more than a standard savings account by opening a Money Market account with RBFCU today.

GROW YOUR SAVINGS TODAY

Save time with the latest version of the RBFCU Mobile^® app!

You always get your best on-the-go digital financial experience when you have the latest version of the highly-rated RBFCU Mobile app! If you aren’t already receiving automatic updates, getting the latest version of the app is easy. Use our app to save time by using RBFCU’s Move Money feature to conveniently and securely send money to anyone free of charge.¹ Don’t have the app? The RBFCU Mobile app is available on the App Store^® for Apple^® iPhone^® and iPad^®, and on Google Play™ for Android™ devices.

USE YOUR MOBILE APP!

Fall in love with an RV, motorcycle or boat with flexible loan terms from RBFCU

When temperatures go down through the rest of the year, your desire for the outdoors could go up. Realize your passion for fun experiences by financing an adventure vehicle with RBFCU. You’ll find a competitive rate when you look for a new or used RV, motorcycle, boat or other vehicle that can put you in command of land or water. Make fun more affordable with flexible terms and comfortable payment options!

FINANCE YOUR FUN VEHICLE

Use your RBFCU Mastercard^® and enter to win a tropical getaway!

Trade everyday purchases for perfect views! From now until Dec. 31, 2024 you can shop in-store with your RBFCU Mastercard for a chance to be surprised with a tropical getaway for two. Each eligible, in-store purchase you make will earn you an entry for a chance to win up to a $500 Mastercard Prepaid^® card or a trip of your choice to San Juan, Punta Cana, Cabo San Lucas or Cancun.²

ENTER TO WIN!

Update and upgrade with a home improvement loan

If you don’t have equity built up in your home, a home improvement loan can give you the financing you need to move forward with desired improvements. Our fixed-rate loan allows you to finance up to 125% of your home’s fair market value. Add square footage, update flooring or countertops, install energy-saving enhancements, add a pool and more. Maximize the potential in your current property!

UPGRADE YOUR HOME

Plan financially for every life stage

Each stage of life comes with its own challenges and opportunities — and the same is true of your financial well-being. For insights, RBFCU Investments Group shares financial planning tips and concerns for four significant life stages so that you'll be better prepared for the future.³

GET FINANCIAL PLANNING TIPS

To view important notices accompanying this month’s statements, visit rbfcu.org/inserts.

TERMS & CONDITIONS

Membership eligibility is required for all loan products and savings products. Additional restrictions may apply.

Deposits are federally insured by NCUA. Rates, terms and programs subject to change without notice. Restrictions may apply. Minimum initial deposit and minimum balance for RBFCU Money Market accounts is $2,500.

RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider. Transfers are limited to the available funds in your account. See the RBFCU Funds Availability Policy for details.

¹For complete details, read the RBFCUsend User Agreement.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with RBFCU.

Vehicle loans are subject to credit approval and rates are subject to change. Contact our Consumer Lending Center for more details.

Credit cards are subject to credit approval. Program availability, rates and terms are subject to change without notice. Some restrictions may apply. Contact our Consumer Lending Center for more details.

²NO PURCHASE NECESSARY. Void where prohibited. Open to Mastercard cardholders who are legal residents of the 50 U.S. or D.C., and legal age of majority before 7/1/24. PIN-based debit, international and corporate transactions ineligible. Ends 12/31/24. For Official Rules and complete details visit https://www.priceless.com/travel/product/191814/2024-priceless-surprises-for-us-regional-banks-sweepstakes.

Mortgage loans subject to credit approval. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas. As a safeguard, a 5-day cooling-off period is required by Texas law before home improvement loans may be closed. A 3-day right of rescission is also required after closing before the funds may be disbursed. NMLS# 583215

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

³Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.

Ameriprise Financial is not affiliated with the financial institution.

Ameriprise Financial cannot guarantee future financial results.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

RN3103291

PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU and RBFCU employees will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and answers, multifactor authentication (MFA) codes, MFA recovery codes and one-time passcodes (OTP), or other personal information, like account, credit card, debit card or Social Security numbers. Also, RBFCU employees will never need to sign in to your Online Banking account on your behalf. If someone contacts you claiming to be an RBFCU employee and asks you to approve a sign-in request for them, do not respond.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance. Additionally, members should monitor their accounts regularly and report any suspicious transactions.

Federally Insured by NCUA. Equal Housing Lender.

September 2024 RBFCU Member Newsletter