Direct Deposit
Get your funds faster
Set up Direct Deposit in your Really Free Checking account. With our early pay Direct Deposit, you can receive your paycheck or federal benefits up to two days faster at no charge. All you need to get started is the RBFCU routing number, 314089681, and your checking account number.
Direct Deposit and early payment of funds are subject to timing of originator funding.
Additional benefits and features
Account Alerts
Get a text message or email when you make a deposit, if your balance dips below an amount you choose, or when there is activity on your account you want to know about.
RBFCU Mobile® app
View your transactions, pay bills, make deposits, find your nearest RBFCU branch or ATM, and check your balance anytime with the RBFCU Mobile app.
Free RBFCU Bill Pay®
Our online Bill Pay service lets you make single or recurring electronic payments from your account quickly and easily. Pay all of your bills on your schedule.
Using ClickSWITCH*
Easily transfer your bills and direct deposits in just a few clicks in your Online Banking account under “View Services.”
*Terms and conditions may apply.
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What is RBFCU's checking account routing number?
RBFCU's routing number is 314089681.
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What is a routing number?
A routing number is a unique 9-digit number assigned to a bank or credit union.
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How do I find my routing number?
Your routing number is the first set of numbers printed on the bottom of your checking account checks, on the left side. If you do not have checks, you can find RBFCU’s routing number on rbfcu.org.
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Why do I need a routing number?
In order to send and receive money from other financial institutions, banks and credit unions use a routing number to determine where money is supposed to go.
Routing numbers are commonly used for:
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What is ClickSWITCH?
ClickSWITCH is an automated account-switching tool that makes it easy to quickly and securely switch your recurring direct deposits and automatic payments from another financial institution account to your RBFCU account.
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How does ClickSWITCH work?
ClickSWITCH takes the hassle out of switching your direct deposits and automated payments to your account.
Whether you provide your employer or bill payment information to ClickSWITCH through your RBFCU Online Banking account or have an RBFCU representative enter the information for you, ClickSWITCH will work on contacting the billers to switch your payments to your RBFCU account.
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Who do I contact for help enrolling in ClickSWITCH?
For help enrolling in ClickSWITCH for your direct deposit:
- Online: Sign in to your Online Banking account at rbfcu.org or via the RBFCU Mobile® app, then select ClickSWITCH from the View Services menu on your Account Summary page
- Phone: 210-945-3300
- In person: Visit any branch
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How long does it take for a ClickSWITCH request to reflect on my account?
When using ClickSWITCH, it can take one to two billing cycles for the deposit or bill payment to show on your account. This time frame depends on the company receiving the switch. If a submitted switch does not appear on your account within one to two billing cycles, contact the company the payment or deposit originates from.
