STAR Program

The RBFCU STAR program encourages kids, teens and young adults to learn how to save money and build strong financial habits first-hand through an interactive tool available in your Online Banking account and the RBFCU Mobile app. STAR allows you to assign tasks to your young saver and financially reward them for successfully completing the tasks, getting good grades and making good financial decisions by easily transferring money from your RBFCU account to theirs.

You can also lend your child money, pay them an allowance and send them spending money through this simple tool. For every good financial decision your child makes, they’ll be awarded a trophy!

To enroll in the STAR program:

1. Your child must have an active RBFCU account in good standing, and be the primary owner on their account.
2. You must have an active RBFCU account in good standing.
3. You must be listed as a joint owner on your child’s RBFCU account.
4. You’re required to have Online Banking access. It’s preferred that your child has their own Online Banking credentials. If you feel your child is too young to access Online Banking, parents have the ability to mark tasks complete and submit requests on their child’s behalf.

Yes. You can open an account online, visit any RBFCU branch or call 210-945-3300 to get started.

Yes. Both you and your child(ren) must have an RBFCU account to use the STAR program. Please refer to “What is required in order for my child(ren) and I to enroll in the STAR program?” for additional information.

RBFCU savings, checking and money market accounts can be used with the STAR program to provide rewards and money transfers.

The RBFCU STAR program encourages kids, teens and young adults to learn how to save money and build strong financial habits first-hand through an interactive tool available in your Online Banking account and the RBFCU Mobile app. STAR allows your parent to assign tasks to you and financially reward you for successfully completing the tasks, getting good grades and making good financial decisions by easily transferring money from their RBFCU account to yours.

Your parent can also lend you money, pay you an allowance and send you spending money through this simple tool. For every good financial decision you make, you’ll be awarded a trophy!

Your parent must enroll you from their Online Banking account.

To set a budget with your parent:

1. Sign in to Online Banking or the RBFCU Mobile app.
2. Select “STAR Program” from the “View Services” menu.
3. On the “Overview” tab in the STAR window, select “Create/Update budget.”
4. With your parent’s help, enter your total deposits, expenses, short-term savings, long-term savings, charitable giving and spending goals for the month.
5. Once complete, select “Submit.”

You can earn a trophy by completing any of the following requirements:

• Make five loan payments on time
• Pay off a loan
• Reach your savings goal
• Complete a monthly budget
• Complete 10 tasks

To view your place on the trophy leaderboard, you must:

1. Sign in to Online Banking or the RBFCU Mobile app.
2. Select “STAR Program” from the “View Services” menu.
3. In the STAR window, select the “trophies earned this month” button next to your avatar photo at the top of the page.
4. Select the “Leaderboard” tab.
5. You can view your place on the leaderboard for your household and your place on the leaderboard for all STAR program participants at RBFCU.