Homeowners Insurance
Save $$$ with RBFCU Insurance Agency
We offer access to a variety of homeowners, condo owners, rental insurance coverage options and more. Plus, we can help you bundle plans to save time and money.
Explore our coverage options
When it comes to improving your economic well-being and quality of life, you trust RBFCU.
Why should your insurance be any different?
Homeowners
Homeowners insurance protects your property structure and contents and provides liability coverage on the premises.
Renters
Renters insurance provides coverage for your belongings as a renter in a rental property and protects you from being held liable for actions that occur on or in the property.
Condo
Condominium coverage is specially designed for condo owners and tenants. It protects your investment, securing your unit and all your personal property.
Investment & Rental
Like a homeowners policy, investment and rental insurance protects your property structure and provides liability coverage on the premises.
Builders
Builders risk protects equipment and materials during construction, while Comprehensive Personal Liability provides liability coverage for the insured and family if accidents occur during construction.
Flood
Flood insurance provides coverage not typically included in homeowners insurance policies, protecting your property against one of the most common natural disasters.
Appliance and System Coverage
Protect your budget when essentials, like your A/C, water heater and refrigerator, break down from wear and tear. Get affordable repair and replacement coverage from our partner, Cinch Home Services®.
For the right coverage at the right price, contact an insurance agent today:
Discover the value of insurance coverage
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How much homeowners insurance do I need?
You will need enough homeowners insurance to rebuild your home in the event of a loss.
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What types of incidents does homeowners insurance cover?
A standard homeowners policy generally protects your home and your personal property from damage caused by:
- Fires or lightning
- Windstorms (including hurricanes and tornadoes) or hail
- Explosions
- Riots or civil commotions
- Aircraft
- Vehicles
- Smoke
- Theft or vandalism (sometimes called malicious mischief)
- Falling objects
- Weight of ice, snow or sleet
- Freezing of plumbing, heating, air conditioning or other household systems
It is best to contact RBFCU Insurance Agency to determine what specific coverage your home will need.
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Does RBFCU Insurance Agency insure outside of Texas?
Yes, some of our partners do offer insurance outside of Texas. For more information about insurance coverage areas, feel free to reach out to us.
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The property I am interested in purchasing with my land loan is within a flood zone. What does this mean?
Flood insurance is not required by RBFCU if you are purchasing land only. However, additional insurance coverage could be required by your lender when you choose to build on the property.
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What information will I need to provide for an auto insurance quote?
At minimum, the following personal information is needed:
- Names of all members in the household
- Date(s) of birth
- Social Security numbers and driver license numbers of all members in the household
- Address
- Information about your vehicle(s) (e.g., Year, make, model, vehicle identification number(s) (VIN))
- Driving history: How many miles you drive per year, details on moving violations and accidents and your desired coverage
This page was last updated in December 2024.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
RBFCU Insurance Agency LLC may partner with third-party vendors for insurance products and solutions.
