Money Market Accounts
Maximize your savings
Money Markets frequently pay higher dividend rates while requiring a higher minimum balance.
RBFCU Classic Money Market Rates
| Amount | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $2,500 - $24,999.99 | 1.80% | 1.82% |
| $25,000 - $74,999.99 | 1.80% | 1.82% |
| $75,000 - $149,999.99 | 2.25% | 2.28% |
| $150,000+ | 2.50% | 2.54% |
$2,500 - $24,999.99
Dividend Rate :
Annual Percentage Yield (APY) :
1.80%
1.82%
$25,000 - $74,999.99
Dividend Rate :
Annual Percentage Yield (APY) :
1.80%
1.82%
$75,000 - $149,999.99
Dividend Rate :
Annual Percentage Yield (APY) :
2.25%
2.28%
$150,000+
Dividend Rate :
Annual Percentage Yield (APY) :
2.50%
2.54%
An RBFCU Classic Money Market Account requires a minimum balance of $2,500. Earn the first-tier APY on the entire balance up to $24,999.99 when the minimum balance is maintained. Earn the second-tier APY on balances between $25,000 and $74,999.99. Earn the third-tier APY on balances between $75,000 and $149,999.99. Earn the fourth-tier APY on balances greater than $150,000. Rates may change after the account is opened. Rates are current as of 10/30/2024 and are subject to change. Please visit our Rates page for complete details.
RBFCU Choice Money Market Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $2,500 - $10,000 | 2.25% | 2.27% |
| $10,000.01 - $25,000 | 1.95% | 1.97% |
| $25,000.01+ | 1.80% | 1.81% |
$2,500 - $10,000
Dividend Rate :
APY :
2.25%
2.27%
$10,000.01 - $25,000
Dividend Rate :
APY :
1.95%
1.97%
$25,000.01+
Dividend Rate :
APY :
1.80%
1.81%
For blended tier rate accounts (RBFCU Choice Money Market), each tier of your total balance adds up to a blended APY. An RBFCU Choice Money Market Account requires a minimum balance of $2,500. Earn the first-tier APY on the entire balance up to $10,000.00 when the minimum balance is maintained. Earn the second-tier APY on balances between $10,000.01 and $25,000. Earn the third-tier APY on balances greater than $25,000. Rates may change after the account is opened.
RBFCU Choice Money Market Accounts are limited to one per member as the primary owner. A member may be joint on multiple RBFCU Choice Money Market Accounts. Rates are current as of 10/30/2024 and are subject to change. Please visit our Rates page for complete details.
At RBFCU, we offer two Money Market options
Which Money Market account is right for me?
RBFCU Choice Money Market
RBFCU Classic Money Market
RBFCU Choice Money Market
$2,500
RBFCU Classic Money Market
$2,500
RBFCU Choice Money Market
None
RBFCU Classic Money Market
None
RBFCU Choice Money Market
Personal only (One per tax-reported owner)
RBFCU Classic Money Market
Personal, Business
RBFCU Choice Money Market
Paid monthly
RBFCU Classic Money Market
Paid monthly
RBFCU Choice Money Market
Six electronic or over-the-phone outgoing transactions per account, per month; unlimited deposits or withdrawals at a branch
RBFCU Classic Money Market
Six electronic or over-the-phone outgoing transactions per account, per month; unlimited deposits or withdrawals at a branch
RBFCU Choice Money Market
Account is automatically reverted to a savings account rate
RBFCU Classic Money Market
Account is automatically reverted to a savings account rate
Rates and terms are subject to change without prior notice; other restrictions may apply. Fees could reduce the earnings on the account. Visit rbfcu.org/rates for the most current rate information, or call 1-800-580-3300.
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