We all look for low prices when we go shopping. It may not be easy to find a bargain, but it’s a snap to include speed and security at the checkout line by using mobile payments with your smartphone.

USA Today makes an emphatic case for mobile payments: “It’s beyond us why, in the age of really slow chip credit cards, people would want to use (a physical card), when your phone can probably do it faster, and safer.”

RBFCU has joined forces with leaders in the mobile payment industry to give you the tools to make payments your way. Here are some positive reasons why you should pay for items with a mobile payment platform on your smartphone:

Mobile Payments Are More Secure Than Using Your Card

• You don't physically use your card, so no one has access to your info
• Your name, card number and security code stay private since payments are processed with a transaction-specific code

Mobile Payments Are Fast and Easy

Mobile payment transactions are processed faster than physical credit card payments at the terminal. If you’ve ever waited in line for your card to process, or for the people in front of you to complete their transactions, you know it can take several seconds and sometimes several attempts for chip-enabled cards to process.

Mobile Wallets Store More Than Just Payment Cards

You can also store any loyalty program cards, membership cards, airline boarding passes and tickets to movies and concerts.

Mobile Wallets Can Make Online Shopping More Efficient

Since your mobile wallet already has your shipping and billing information, you can save yourself the chore of completing those pesky online forms.