Auto Loans
New, Used, Refinance — same low rate auto loans from RBFCU
If you’re shopping for a new or used vehicle, looking to save more on your current vehicle or want to see what options you have for future purchases, we have you covered at RBFCU. Apply online and see how easy it can be!
How do I apply online?
Applying for an auto loan is quick and easy. This step-by-step guide can help you get your application submitted in no time.
*60-day, no-payment option for qualified members only. Interest will accrue during the deferment period.
How do I apply online?
Applying for an auto loan is quick and easy. This step-by-step guide can help you get your application submitted in no time.
Additional coverage
You can also secure additional coverage and warranties for your vehicle maintenance and loan protection needs. These coverages are provided through RBFCU, so if you are interested in adding them, please click the link below or contact RBFCU’s Consumer Lending Center.
How do I apply online?
Applying for an auto loan is quick and easy. This step-by-step guide can help you get your application submitted in no time.
Why choose an RBFCU auto loan?
- Easy online application process
- Deferred first payment: Qualified members can make first payment up to 60 days from loan date
- Streamlined title and lien recording process
What to expect when you're applying for an auto loan
1. Fill out your application
If you choose to finance (or refinance) with RBFCU, you’ll submit an application with the details regarding your vehicle, your personal information and your finances.
- Information about your current vehicle (if you are refinancing or already have found a specific vehicle to purchase) — vehicle identification number (VIN), make, model, year and mileage
- How long you want to finance your loan (term length)
- Your current employment and income information
- Contact information (phone number and email)
- Information about any joint borrowers you would like to include on the auto loan (including date of birth, address, income and employment, Social Security number and contact information; if applicable)
2. Get a decision
Our loan officers will review your information and we’ll contact you within one business day.
You can check your loan status any time by signing in to your Online Banking account via a computer or the RBFCU Mobile app.
3. Finalize your loan
Prior to finalizing, provide your vehicle information (VIN, make, model, mileage). RBFCU will let you know if additional information or paperwork is needed. Once all required information has been approved, you’ll be able to finalize your loan.
Need advice on purchasing a new ride?
Coach Lea’s here to help you avoid financial ‘bumps in the road’
Lea, the Virtual Financial Coach from GreenPath Financial Wellness, offers an empathetic and caring review of your personal finances to provide tailored advice 24/7 on any smart phone or computer. Lea will walk you through the steps to take to establish financial goals to make your new car purchase a reality and identify actions you can take to reach them.
How do I apply online?
Applying for an auto loan is quick and easy. This step-by-step guide can help you get your application submitted in no time.
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How do I record the title and lien for my auto?
For instructions on processing your title and lien for your vehicle when purchasing from a dealer, via lease buyout, a private seller or refinancing from another financial institution, please follow our Title and Lien Recording Instructions.
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Do I have to be a member to get an auto loan with RBFCU?
To secure a loan with RBFCU, membership is required. If you would like to complete your loan application right away, then complete the membership application later, you may access our non-member loan application.
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How soon will I know if my auto loan application has been approved?
A decision will be made on your loan application and you will be notified typically within one business day. RBFCU members can also check their loan’s status by signing in to their Online Banking account or the RBFCU Mobile app.
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When do I make my first auto loan payment?
Qualified borrowers may choose a first payment date up to 60 days from the date the auto loan is finalized. You can specify your preferred date to your Consumer Lending Specialist (e.g., the first of the month, etc.) before signing your loan documents.
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Are there any vehicles that RBFCU does not finance?
RBFCU does not finance salvaged or reconditioned vehicles.
60 days no payment for qualified members. Interest will accrue during deferment period. Auto loans subject to credit review and approval. Rates and terms subject to change without notice. Some restrictions may apply. For complete details, contact the Consumer Lending Center.
